UWarren Buffett yindoda yesibini esisityebi emhlabeni, ubutyebi bakhe bujikeleze i-62 yezigidigidi zeedola.
Wazalwa ngo-Agasti 30, 1930, e-Omaha, eNebraska; kwaye ungomnye wabatyali mali abakhulu emhlabeni kwaye ungoyena mntu wabelana ngezabelo kunye neCEO enkulu IBerkshire Hathaway. Isabelo sakhe sokuqala sathengwa xa wayeneminyaka eli-11 kuphela kwaye namhlanje uxela ukuba uyazisola ngokungayenzanga ngaphambili, eneminyaka eli-14 wathenga ifama encinci ngemali awayeyigcinile xa wayehambisa iphephandaba. UBuffet uhlala e-Omaha, kwindlu enamagumbi okulala amathathu awathenga ngaphezulu kweminyaka engama-50 eyadlulayo xa wayetshata.
NgoSeptemba izabelo zakhe eBerkshire Hathaway zehla nge-15%, uBill Gates wamgqitha, kuqikelelwa ukuba ithamsanqa lakhe ngo-2010 liza kufikelela kwi-92 yezigidigidi zeedola.
UBuffett ukwangumntu owaziwayo owonwabisayo. Ngo-2006, wabhengeza isicwangciso sokunikezela ngobutyebi bakhe kwisisa; I-83% yayo iya kuya kwi Isiseko seBill kunye ne-Melinda Gates. Ngo-2007, wabandakanywa kuluhlu lwephephancwadi iTime lwabantu abali-100 abanempembelelo ehlabathini. IBuffet ikwalilungu leBhodi yeeTrasti yaseGrinnell.
Udliwanondlebe lwakutsha nje uBuffett wayenayo ne-CNBC ibanike iinkcukacha ngefilosofi yakhe yobomi kunye nendlela akwazi ngayo ukuba ngusozigidigidi:
- Umile kwelokuba unakho konke akufunayo endlwini yakhe, le wayeyithengile kwiminyaka engama-50 eyadlulayo. Akukho bhari apho.
- Akana mqhubi, uqhuba eyakhe imoto kwaye akanabo nabezokhuseleko.
- Akaze ahambe ngeejets zabucala, nangona enelona jet inqwelo moya yabucala inkulu ehlabathini.
- Inkampani yakhe yaseBerkshire Hathaway ineenkampani ezingama-63.
- Ubhala ileta enye ngonyaka kwi-CEO nganye yeenkampani ebanqwenelela okuhle kulonyaka uzayo.
- Abaze babambe iintlanganiso okanye babatsalele umnxeba rhoqo.
- Wanika imithetho emibini kuphela kubaphathi bakhe. Inombolo enye: ungaze ulahlekelwe yimali kubanini zabelo, kwaye inombolo yesibini: ungaze ulibale umthetho wenombolo yokuqala.
- Akanxulumani nabantu abakumgangatho ophezulu. Into ayithandayo xa efika ekhaya yenza iipopu kunye nokubukela umabonwakude.
- Akasebenzisi selfowuni okanye ikhompyuter. Xa ebuzwa ukuba zeziphi izindululo anokuzinika abantu abancinci, uphendule ngale mithetho ilandelayo:
- Hlalani kude namakhadi etyala kwaye nizigcinele imali eniyongileyo kwaye nikhumbule oku kulandelayo: imali ayimenzi umntu, ngumntu owenza imali.
- Phila ubomi bakho ngokulula njengoko unjalo.
- Sukwenza le nto abanye bakuxelela yona, bamamele nje. Yenza nje into ekwenza uzive wonwabile.
- Sukusebenzisa izinto zeempawu zabo, sebenzisa kuphela oko kukwenza uzive ukhululekile.
- Sukuchitha imali yakho kwizinto ezingeyomfuneko, zichithe kwizinto ozifuna ngokwenene.
- Emva kwayo yonke le nto bubomi bakho, kutheni unika abanye ithuba lokuba bakuphathe.
IBuffet, namhlanje eyaziwa ngokuba yi "oracle ye-Omaha", yaqala ukusebenza nge-US $ 100 yakhe kwaye namhlanje ifikelele kwibhiliyoni ye-US $ 52 yezigidigidi. Ngokusisiseko, imithetho engamashumi amabini yempumelelo yakhe yayi:
1.- Ungaze utyale imali kwishishini ongaliqondiyo, njengetekhnoloji enzima.
2.- Ukuba awukwazi ukubona ukutyalomali kwakho kwehla nge-50% ngaphandle kovalo, musa ukutyala imali kwimarike yemasheya.
3.- Ungazami ukuqikelela umkhombandlela wentengiso yemasheya, uqoqosho, amaxabiso enzala, okanye unyulo.
4.- Thenga iinkampani ezinerekhodi elungileyo kunye nesikhundla esiphambili sentengiso.
5.- Yoyika xa abanye benyolukile kwaye kungenjalo.
6.- Ithemba lutshaba lomthengi olusengqiqweni.
7.- Ukukwazi ukuthi "hayi" kuluncedo olukhulu kumtyali mali.
8.- Uninzi lwempumelelo lunokubangelwa kukungasebenzi. Uninzi lwabatyalomali alunakuxhathisa isilingo sokuhlala uthenga kwaye uthengise, kodwa ilitye lembombo kufuneka libe kukungakhathali, kumda wobuvila.
9.- Ukutshintsha kwamaxabiso asendle kunxulumene ngakumbi nokuziphatha kwabatyali zimali kunokusebenza kweshishini.
10.- Umtyalomali kufuneka enze kancinci kakhulu ukuba uyaziphepha iimpazamo ezinkulu. Akunyanzelekanga ukuba wenze nantoni na engaqhelekanga ukuze ufumane iziphumo ezintle.
11.- Sukuthatha ngokungathandabuzekiyo iziphumo zonyaka, kodwa thatha iminyaka emi-XNUMX okanye emihlanu.
12.-Gxila kwi-ROI (hayi umvuzo kwisabelo ngasinye), inqanaba lamatyala, kunye nemida yenzuzo.
13.- Soloko utyala ixesha elide.
14.- Ingcebiso "engaze ibhengeze ukuthatha inzuzo" ayinamsebenzi.
15.- Njalo khumbula ukuba imarike yemasheya iyacaphukisa.
16.-Thenga ishishini, musa ukurenta izabelo.
17.- Khangela iinkampani ezineemarike ezibanzi, umfanekiso oqinileyo wohlobo, kunye nabathengi abathembekileyo, njengoGillete okanye uCoca Cola.
18.- Okunye okunomdla zezinye iinkampani ezinemveliso esekwe kodwa engabalulekanga ngenxa yobunzima bethutyana. Ukujonga la mathuba, kufuneka kuthathwe inzuzo kwiimarike zebhere.
19.- Khangela iinkampani ezinesakhono esiphezulu sokwenza imali kwaye, xa sele zisebenzile, azidingi kutyalo mali lukhulu.
20.- Okukhona kungenangqondo ekuziphatheni kwentengiso, kokukhona kubhetele ithuba lomtyali mali oyindlela.
Imithombo: Wikipedia, iprofessional, Forbes
Ndivuyisana nale ndoda ngesiseko sayo anayo kwaye nangoko akuncedayo ndinezinto ezinomdla kakhulu kuye zokwenza utyalomali apha eArgentina