Kana isu tiri muBhangi yedu uye isu tichikumbira (kana kugutsikana) ku tiitire kadhi rekubhadhara, mubvunzo unomuka: debit kana kiredhiti.
Ndeupi musiyano uripo pakati pavo? Chaizvoizvo nekadhi rekubhadharisa account account yakanangana. Panyaya yechikwereti, inzira yemari uye inokutendera iwe kutenga usingabudise mari ipapo.
Kudzora kushandisa
Chinhu chinotarisa mukusarudza uku pakati pechikwereti kana chikwereti inyaya yemashandisirwo emari. Hupfumi hwemhuri hwekutanga hwave kusimudzira a kuwedzera mukushandiswa kwemakadhi ekubhengi achienzaniswa nemakadhi echikwereti. Pakave zvakare nekudzikira kwemari yakadzoserwa.
Chinokosha, sezvatinoona, ndicho icho kadhi rekubhadharira chishandiso chekubhadhara icho chinongo gadzira wega mutero pane yekutarisa account mutengi wacho. Muchiitiko chekadhi rechikwereti, izvi mhosva zvinowanzoitwa pakutanga kwemwedzi wega wega.
Dhizaiti kadhi maficha
- Navo unochengeta kutonga kwakakwana kwezvaunoshandisa. Kunze kwekukwanisa kubvisa mari mumahofisi nemaATM, inoshandiswa sekubhadhara muzvitoro.
- Mari yekutenga inoburitsa yakatarwa chaji, pasina kunonoka, muakaundi yekutarisa account.
- Ivo chaizvo inobatsira pakutenga kwemazuva ese.
- Nekushandisa kwayo zvakafanira iva neakaundi yekutarisa kubhangi kadhi rinopa.
- Ikoko kazhinji muganho wakatarwa wezuva nezuva nebhangi, kubhadhara mari yekutenga.
Kiredhiti kadhi kusarudzika
Sezvataona, mutsauko mukuru ndewokuti makadhi echikwereti inzira dzekubhadhara, asi Naivowo chimiro chemari. Vanokutendera kuti utenge usina kubhadhara mari yese ipapo uye uchigona kuidzorera muzvikamu zvakati wandei.
- Kusiyana nemakadhi ekubhengi, muchikwereti, hazvina basa kuti uve nemari muaccount yebhangi panguva yekutenga.
- Izvo zvinowanzo fanirwa kuti ubudiswe kadhi rino iyo yakananga kubhengi yemubhadharo kana kubvumidzwa kwemari yakagadzikana.
- El inowanikwa chikwereti muganho unofanirwa kutsanangurwa muchibvumirano chekadhi, asi zvinogona zvakare kusiyana nekufamba kwenguva.
Zvinyorwa zvemifananidzo: Stamp Yemutemo Abogados / cnbc.com