Hombres con estilo namandla: Warren Buffett

UWarren Buffett uyindoda yesibili ecebe kakhulu emhlabeni, ingcebo yakhe icishe ibe ngama-dollar ayizigidi ezingama-62.

Wazalwa ngo-Agasti 30, 1930, e-Omaha, eNebraska; futhi ingomunye wabatshalizimali abakhulu kunabo bonke emhlabeni futhi ingumninimasheya nomphathi omkhulu kunabo bonke Berkshire Hathaway Isabelo sakhe sokuqala wathengwa eseneminyaka eyi-11 kuphela kanti namhlanje umemezela ukuthi uyaxolisa ngokungakwenzi phambilini, eneminyaka engu-14 wathenga ipulazi elincane ngemali yakhe ayeyilondolozile yokuhambisa iphephandaba. UBuffet uhlala e-Omaha, endlini enamakamelo amathathu okuthengwa eminyakeni engaphezu kwengu-50 eyedlule ngesikhathi eshada.

NgoSepthemba amasheya akhe eBerkshire Hathaway awe ngo-15%, uBill Gates wamdlula, kucatshangelwa nokuthi inhlanhla yakhe yango-2010 izofinyelela kuma-dollar ayizigidi eziyizinkulungwane ezingama-92.

UBuffett ubuye abe ngumsizi odumile. Ngo-2006, wamemezela uhlelo lokunikela ngengcebo yakhe esizeni; Ama-83% ayo azoya ku- UBill no-Melinda Gates Foundation. Ngo-2007, wafakwa ohlwini lwamagazini i-Time lwabantu abayikhulu abanethonya kakhulu emhlabeni. IBuffet futhi iyilungu leGrinnell College Board of Trustees.

Ingxoxo yakamuva uBuffett abe nayo ne-CNBC ibanikeze imininingwane yefilosofi yakhe yokuphila nokuthi ukwazile kanjani ukuba usozigidi:

• Ubambelela ekutheni unakho konke akudingayo endlini yakhe, akuthenge eminyakeni engama-50 eyedlule. Ayikho imigoqo lapho.

• Akanawo umshayeli, ushayela eyakhe imoto futhi akanabo nonogada.

• Akalokothi ahambe ngezindiza ezizimele, yize enenkampani yezindiza eyimfihlo enkulu kunazo zonke emhlabeni.

• Inkampani yakhe iBerkshire Hathaway inezinkampani ezingama-63.

• Ubhala incwadi eyodwa ngonyaka kwi-CEO ngayinye yezinkampani, ebanxusela amabika amahle ngonyaka ozayo.

• Abalokothi babambe imihlangano noma babashayele ucingo njalo.

• Wanikeza abaphathi bakhe imithetho emibili kuphela. Inombolo eyodwa: ungalokothi ulahlekelwe yimali kubaninimasheya, futhi inombolo yesibili: ungakhohlwa umthetho wenombolo eyodwa.

• Akahlanganyeli nesigaba esiphakeme. Umsebenzi wakhe wokuzilibazisa lapho efika ekhaya wenza ama-popcorn nokubuka ithelevishini.

• Akasebenzisi iselula noma ikhompyutha. Lapho ebuzwa ukuthi yiziphi izincomo azonikeza abantu abasha, uphendule ngale mithetho elandelayo:

• Hlalani kude namakhadi esikweletu futhi nitshale imali eniyilondolozile futhi nikhumbule okulandelayo: imali ayimenzi umuntu, ngumuntu odala imali.

• Phila impilo yakho ilula njengawe.

• Ungenzi lokho abanye abakutshela khona, vele ubalalele. Yenza nje okwenza uzizwe kamnandi.

• Ungazisebenzisi izinto ngemikhiqizo yazo, sebenzisa kuphela lokho okwenza uzizwe ukhululekile.

• Ungasebenzisi imali yakho ezintweni ezingenasidingo, yichithele ezintweni ozidinga ngempela.

• Phela kuyimpilo yakho, kungani unikeza abanye ithuba lokuthi bakuphathe.

IBuffet, namuhla eyaziwa ngokuthi "i-oracle ye-Omaha", iqale ukusebenza nge-US $ 100 yakhe futhi namuhla ifinyelele enanini lama-US $ 52 billion. Ngokuyinhloko, imithetho engamashumi amabili yempumelelo yakhe yayi:

1.- Ungalokothi utshale imali ebhizinisini ongaliqondi, njengobuchwepheshe obuyinkimbinkimbi.

2.- Uma ungaboni ukwehla kwemali oyitshalile ngo-50% ngaphandle kokwethuka, ungatshali imali emakethe yamasheya.

3.- Ungazami ukubikezela ukuqondiswa kwemakethe yamasheya, umnotho, amanani wenzalo, noma ukhetho.

4.- Thenga izinkampani ezinerekhodi elihle lokuhola kanye nesimo semakethe esivelele.

5.- Yesaba lapho abanye behaha futhi okuphambene nalokho.

6.- Ukulindela okuhle kuyisitha somthengi onengqondo.

7.- Ukukwazi ukuthi "cha" kuyinzuzo enkulu kumtshali-zimali.

8.- Impumelelo enkulu ingabangelwa ukungasebenzi. Abatshalizimali abaningi abakwazi ukumelana nesilingo sokuhlala bethenga futhi bathengise, kepha itshe legumbi kufanele libe yisicefe, lisondele ebuvila.

9.- Ukushintshwa kwentengo yasendle kuhlobene kakhulu nokuziphatha kwabatshalizimali kunokusebenza kwebhizinisi.

10.- Umtshalizimali udinga ukwenza okuncane kakhulu uma evikela amaphutha amakhulu. Awudingi ukwenza noma yini engavamile ukuthola imiphumela emihle.

11.- Ungayithathi ngokungathi sína imiphumela yonyaka, kepha thatha isilinganiso seminyaka emine noma emihlanu.

12.- Gxila ku-ROI (hhayi inzuzo ngesabelo ngasinye), izinga lesikweletu, kanye nemikhawulo yenzuzo.

13.- Hlala utshala imali isikhathi eside.

14.- Iseluleko esithi "ungalokothi uqothuke uthathe inzuzo" singekho.

15.- Khumbula njalo ukuthi imakethe yamasheya iyinto ecindezelayo.

16.- Thenga ibhizinisi, ungaqashi amasheya.

17.- Bheka izinkampani ezinezimakethe ezibanzi, isithombe somkhiqizo oqinile, nabathengi abathembekile, njengeGillete noma iCoca Cola.

18.- Okunye okuthokozisayo ezinye izinkampani ezinemikhiqizo esunguliwe kepha engabekelwa phansi ngenxa yobunzima besikhashana. Ukufuna la mathuba, kufanele kusetshenziswe izimakethe zebhere.

19.- Funa izinkampani ezinamandla aphehla ukheshi nokuthi, uma sezisebenza, azidingi ukufaka imali enkulu.

20.- Ukuziphatha okungenangqondo ngokwengeziwe kwemakethe, kuba ngcono ithuba lokuba umtshali zimali oyindlela.

Amafutha: Wikipedia, ubuchwepheshe, Forbes