Amaxesha amaninzi siyazibuza ukuba yeyiphi iminyaka engcono ukuba ne-inshurensi yezempilo. Inyaniso kukuba akukho minyaka imiselweyo yokuyenza, kodwa iya kuxhomekeka kubomi bobuqu bomntu ngamnye. Kodwa okucacileyo kukuba ixabiso liya kuchaphazela. Inokuba nefuthe kangakanani?
Ubudala yenye yezona zinto ziphambili ekufuneka uzithathele ingqalelo kwi-inshurensi yezempilo, kuba ngokuxhomekeke kubudala obukubo, i-inshurensi inokubiza kakhulu okanye ibe yexabiso eliphantsi. Ngawaphi amaqela ubudala apho i-inshurensi yempilo ibiza kakhulu?
Umntu omdala kuya kufuneka ahlawule phantse kabini imali engaphezulu komntu oselula yokufumana ikhontrakthi yezempilo, nokuba yeyesiseko esisiseko (ihlala ibandakanya ubuncinci bezonyango okanye uvavanyo olusisiseko lwamayeza aphambili okanye abantwana, umzekelo) okanye ugqibe (ngenani elikhulu lobungcali kwezonyango, ukungeniswa esibhedlele iintsuku ezininzi kunye izizathu okanye ukufikelela kwiimvavanyo ezinzulu ngakumbi kumasebe e-urology, i-gynecology, i-oncology, phakathi kwabanye).
Esi sesinye sezigqibo ezithatyathwe kufundo apho amaxabiso ezohlukileyo iintlobo zeinshurensi yezempilo Uninzi lweinshurensi zaseSpain zamaqela amathathu eminyaka (1960, 1980 kunye 2000).
| Uhlobo lweinshurensi | Esisiseko | Gqibezela | Esisiseko | Gqibezela | Esisiseko | Gqibezela |
| Año | 1960 | 1960 | 1980 | 1980 | 2000 | 2000 |
| Ixabiso lesiqingatha
ngonyaka |
653 € | 1.582 € | 447 € | 1.005 € | 393 € | 782 € |
Umthombo: ulungiswe yiRoams ukusuka kwiinkcukacha ezivela kwiinkampani ezahlukeneyo zeinshurensi zaseSpain.
Ke, umntu oneminyaka engama-60 kuya kufuneka ahlawule malunga ne- € 653 / ngonyaka nge-inshurensi esisiseko, ngelixa umntu oneminyaka engama-20 ubudala iindleko ziya kuba yi- $ 393 / ngonyaka. Kwimeko yeinshurensi epheleleyo, umahluko uphakathi kwe-1.582 kunye ne-782 euro, ngokwahlukeneyo.
Kungenxa yokuba ekugqibeleni kunokwenzeka ukuba umntu okhulileyo kufuneka abonane nogqirha rhoqo kunomntu omncinci. Ke, ixabiso libiza kakhulu kwityala lokuqala kunelwesibini.
Kuyinyani ukuba kunokubakho iimeko ezithile apho umntu omncinci efuna ingqalelo engakumbi yezonyango. Ngokubanzi, iinkampani zeinshurensi zihlala ziqhuba iphepha lemibuzo ngezempilo apho baya kuthi baqikelele ixabiso leinshurensi. Isixa siya kuba phezulu okanye ngaphantsi kuxhomekeke kwinqanaba sifo.
Ke ngoko, umgaqo ngokubanzi kukuba ngoku umdala, kokukhona isixa semali ekufuneka usibhatalile. Kodwa ewe, imeko yempilo yomntu ngamnye nayo iyangena.