Yadda za a shawo kan gangaren Janairu

Kudin Janairu

Duk lokacin da sabuwar shekara ta fara, jerin shawarwari zasu bayyana. Motsa jiki a kai a kai da kuma cin abinci mai kyau suna daga cikin shahararrun mutane. Ajiye ko saka hannun jari wasu manufofi ne.

Amma haɗuwa da bukukuwan Kirsimeti da Sabuwar Shekara galibi ana haɗe shi da jan lambobi. Yadda za a shawo kan gangaren Janairu babban fifiko ne don tsira da haɗuwa da manufofin da aka saita.

Debtarin bashi fiye da kuɗin shiga

Idan an tabbatar da yawan kashe kudi akan kudin shiga, nko akwai lokacin makoki. Dole ne ya kasance yi aiki da sauri don tabbatar da kuskuren gyara wannan hoto mara kyau.

A gefe guda, dole ne ka daina kashe kudin da baka da su. A daidai wannan hanyar da kamfani mai mahimmanci ke tsara kashe kuɗi dangane da kuɗin shiga, kowane mutum dole ne, tare da kuɗin kansa, suyi amfani da ƙa'ida ɗaya.

Kudinsa janairu

A lokaci guda, dole ne ku biya bashi. Bayan bayyana ainihin adadin kuɗaɗen shiga da saka hannun jari da ake buƙata don biyan buƙatu na asali ba tare da rashi ba, mai zuwa shine shirya warware abubuwan alhaki.

Idan za ta yiwu, ya kamata ku guji neman bashi don magance wannan yanayin. Kodayake yana da mahimmanci gwargwado a cikin mawuyacin yanayi kuma hakan yana kiyaye lokaci, ba komai bane face jinkirta matsalar ba tare da warware ta ba.

Rangwamen lokacin sanyi?

Idan game da kawar da kashe kudade ne, siyayya kawai saboda lokacin rangwame ne ba kyakkyawan ra'ayi bane. Waɗanda suke son yin amfani da ƙananan farashin hunturu, ya kamata su shirya shi a watan Janairu, amma suna tunanin shekara mai zuwa.

 Yadda zaka shawo kan tsauni a watan Janairu a matsayin dangi

Ba wai waɗanda suke da ƙananan yara sun ba da matsalar ga ƙananansu ba. Muhimmin shine koyar da darajar tanadi. Kashe kayan aikin lantarki da basa amfani dasu ko kwan fitila lokacin bacci shine cikakkun bayanai na yau da kullun waɗanda suke ƙari.

 

Tushen Hoto: Radioplay.com / mai bayarwa


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