A car carries many expenses, repairs and maintenance, road tax, parking, ITV, etc. One of them is insurance. As you know, in Spain all vehicles they must have insurance that covers at least mandatory civil liability. That is, the possible damages caused to third parties.
There is a wide variety of models on the market third party insurance. How to choose the most recommended car insurance? There are some interesting guidelines to keep in mind. It is advisable to compare coverage and prices.
Previous insurance
To purchase insurance for a car you have to cancel the one you had previously, and this one month in advance. If you do not notify this in advance, the previous insurance will be renewed automatically. It will be enough to send a document to the company by mail, telegram, etc.
Coverages according to needs
When it comes to car insurance, the really important thing is to adjust the coverage to the needs you have. It is not a question of having a lot of coverage, but of hiring the needs and preferences.
The limits of coverage
Which the limit of coverage? For example, roadside assistance can be hired from kilometer 0 or from some distance. It is also the example of compensation for total loss of the vehicle. The companies establish the amount with a lot of variety between them.
Beware of excess parts
It is common among companies that take out car insurance. The more parts that are given, the more the price of the annual premium increases.
The franchise
To save some money on your insurance premium, there is the option of contracting insurance with excess. Its operation is as follows: if we contract a policy with a 500 euro franchise, in the event of a claim we will be responsible for paying the first 500 euro of the repair. The rest will be done by the insurance company.
Image sources: El Garaje TUNING /